Our Impact
Your donations and social investments (below-market rate CDs) go a long way in our community! Opportunities Inc. develops funding sources so Opportunities Credit Union can provide affordable loans to Vermonters. From minority-owned business loans to assistive device loans, we make our communities stronger.
Opportunities Credit Union creates wealth and promotes economic development by bringing affordable capital and financial services to low-income and other traditionally underserved populations. Our impact this year, as of July 31, shows how well we have been achieving this mission.
Mortgage Loans Issued in 2021:
19 out of 68
Were to immigrants.
13 out of 68
Were to first time home-buyers.
25 out of 68
Were to minority borrowers.
55 out of 68
Were to low-income Vermonters.
Consumer Loans closed in 2021:
24 out of 246
Were to disabled Vermonters, including 5 modified vehicle loans.
Small Business Loans closed in 2021:
17 out of 128
Went to immigrants.
43 out of 128
Went to women-owned businesses.
413
Jobs were retained.
4
Start-ups were funded.
OCU is also proud that its staff and governing board reflects our membership:
27%
of board members are African American.
27%
of board members are women.
10%
of board members are Asian American.
20%
of board members were not born in the U.S.
17%
of our staff are also immigrants.